Unverified PayPal payments

[Moes]

I've read that accepting unverified PayPal payments isn't safe.
Is this true? If yes then why isn't it safe?

Currently I only accept Sythe donations from verified PayPal accounts. Would it make a significant difference in the amount of chargebacks if I do accept unverified PayPal payments?

Thanks

 

[Boxur227]

Paypal buyer protection policy is the same between verified and unverified as Paypal's seller protection policy does not cover a seller if he accepts payments from an unverified Paypal account.

Unverified accounts are able to chargeback with no option to winning a case as their account is not linked to any means of payment.

Edit: In addition, it is your choice to take payment from an unverified account but personally, i wouldn't.

 

[LoLSmurfin]

Boxer's completely right - unverified accounts are linked to little of the buyer's personal information and will win a solid 90% of chargebacks because reporting payments as unauthorized is a cinch. I wouldn't accept them if I were you.

 

Unverified Paypals are just slightly more likely to be owned by those who will chargeback. Overall always take the persons rep & what-not into account when accepting ANY paypal payment regardless if verified or not.

 

[DivineNation]

Paypal buyer protection policy is the same between verified and unverified as Paypal's seller protection policy does not cover a seller if he accepts payments from an unverified Paypal account.

Unverified accounts are able to chargeback with no option to winning a case as their account is not linked to any means of payment.

Edit: In addition, it is your choice to take payment from an unverified account but personally, i wouldn't.

Then how would the person have money in the first place if the account isnt linked to any means of payment, anyway if they file chargeback their account gets limited

 

[I_DONT_BOT]

Unverified paypals are usually throwaway accounts for scammers looking to chargeback, but it's also possible to chargeback with a verified paypal. Either way just prove that they gave it as a donation to PP via pictures etc, and you should be able to win the case.