Unverified paypal account chargeback?

[Snowbear]

Read the following online:

How about unverified paypal, is it safe for me to accept payment from unverified account ?

If the account isn't verified, then they haven't added a funding source and must be paying with Paypal funds. Therefore 100% safe. If they are verified, then they either have a Bank Account or a Credit Card linked.

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Is this accurate?

 

[Boatswain]

dont do it
i can add a cc to my acc and still not be verified

 

[UndoingJaguar31]

Yea what boat said, I link a cc to my paypal but its unverified. Have to link my bank account to verify it.

 

It does not matter how the payment is funded, it can always be chargebacked / disputed

 

It does not matter how the payment is funded, it can always be chargebacked / disputed

Correct.

Looking at our statistics I can tell in reality it's almost near to 50/50.

Cheers!

 

[S]

Verified/Not Verified, any payment can be chargedback.

 

[zgangz]

Unverified is worst they could have just made it and then sent it from their real paypal on which they already charged back people. Paypal also limits unverified paypals often and reverses the payments for them.

 

[Arcus Isidar]

Unverified - may be funded by credit card or paypal balance, you can't tell from the receiving side.
Verified - must have a bank account linked to the account.