The games given with PS+ will get a hell of a lot better as time goes on. They often gave away AAA titles for the PS3. Nearly all of the "games with gold" games on the 360 were terrible.
Not to mention the sheer number of exclusives each side gets. Last gen Xbox had ~70 while PS3 had ~200.
Quality over quantity. Most exclusives on both sides are over-hyped by whatever console has it. Uncharted series was overrated as hell. Not saying it's bad, am definitely saying it was overrated.
Last of Us also one of the most overhyped games of all time. Was a good game, not a great game.
This just proves it's all up to preference of OP. One mans trash is another mans treasure as the old adage goes. Basically the games you listed as a reason to go to Playstation are the reason I think PS is overrated.
Then you have games on the Xb1 side that are exclusive and also trash. Or overrated games such as Gears of War.
I have a Ps3/Xbox 360/Xb1. My brother has Ps4. Infamous Second Son is probably my favorite game out on either console right now. The Infamous series was a good PS exclusive series. God of War is good too.
XB1 Halo MC collection will be good, imo, and DR3/Ryse weren't too shabby for initial opening console release exclusives.
I still think neither console has lived up to the hype of the "new generation" games. Then again, I clearly have a pretty strict standards on games because I have no reservations about calling Last of Us & Uncharted overhyped titles. Bioshock Infinite was another title I thought was mad overhyped.
Also, not all games with gold on Xbox 360 were bad. Darksiders 2, Halo Reach, etc. etc. I know there are other good ones that made it but don't remember all of em. Ps+ is better, I agree, but I don't like how PS charges a fee for Online now. That was the one huge perk it had over Xbox....now it's gone.
Let me clarify, too, I still believe buying the Xb1 was an outrageous waste of my money.