you miss alot at anything lower than 85 . however the xp rates are still really good. It really comes down to whats more important to you money/xp. If money is an issue i suggest you use knives till 85 so your accuracy is up and you arent just literally throwing money away, but like i said the xp rates are still crazy . 65 is FAR too low, call me poor or deranged tangoed, but chinning at 65 is STUPID (with red chins)