I can't use paypal since our shitty government canceled its license. So now I use transferwise. It doesn't charge a transaction fee for first transfers.
For my deal, when someone pays me via transferwise, I can see it immediately on transferwise. (It takes some time for me to collect it ) As soon as I saw it, I will trade the gp.
I only played this game for couple of months with a friend. He left to join boot camp and I'm not playing anymore. I sold all my stuff and got 27.5m gp in total. I will sell it if I can. If not, I may just make a dp in the end.