Question about the 25k/75k trick

[Koot]

Firstly tip it says

"The value of the items carried improve your drop chances until you have reached 75,000 coins value (P2P) or 25,000 coins value (F2P) excluding your three most valuable items."

Can you just take say, 25k in cash there and have it work? Or do you have to have 3 items and the cash with it. Same for the person you are going to kill, do they need the cash with or without the items.

 

[blink182bob]

The item amount needs to be worth more than 25k for the items protected, so if you plan on doing it with a partner, have the person with 25k attack you and get skulled and kill him for the drop

 

[Merchant_in_the_dark]

Just bring 25,005 gp, even without a skull you're still risking over 25k.