its a hassle to use and they take off fees, but imo its worth it b/c of the security. if you record all the trade and send it to PA they will reimburse you. If you're buying an account it goes like this->You put in order for the account by sending the money to playerauctions -> the seller will respond and fill in the order form with the user/pass/ whatever you agree upon in PM/MSN, you can also buy a 1 year insurance for like $9 in which if the account gets recovered you will get a disbursement for what you paid. Just go for people with the highest feedback and you'll be fine.