Sorry, my friend, i must disagree, as i posted before, i got only 1 payment off some real business , and they locked my account, no complaints or anything, and they kept asking me to send papers over papers, while my acocunt was locked.
In a word, if you are a buyer, paypal is not a bad choice , as long as you DO NOT verify your credit card.
If you are a professional, merchant, paypal SHOULD be avoided, unless you the risks behind locking your account is low (i mean IF they lock your account that won't hurt you much).
If you are a software developer, paypal is a very good choice, their developers platform is genius, and very easy to use, and they provide a very complete test environment, adding paypal to your website is a novice programming level.
The funniest things about paypal are :
- they always state their database is in the states, thus EVADING european privacy protection systems (you cannot ask them for exemple to close your account , or to forget your credit card number

, which would have been the case if their servers were in europe or other countries with very strict privacy policies) -because of this i had to cancel my bank account, cancel my credit card, make 2 new ones, so that their records become obsolete (and yes i did this after seeing some "strange" debits on my credit card coming from paypal and my locked account !!! and i made opposition on them of course).
- If you dare calling them (yes i did, and many times) , it costs a lot of money (0.35 euros the minute if i'm not wrong), and you will be waiting in the queue for at least 10 minuts (thus 3.5 euros before talking), and then, you have to explain the whole case , and reexplain to the paypal guy or gal, and trust me, they will not do a thing (my last call costed me more than 10 euros), oh , and they are generally rude because of their simple rule : you are locked = you are a rogue.
- Avoid having an ebay accout with same email address, they seem to be very suspicious against people using ebay (in order to "protect" ebay).
- If you send them an email, you will have 2 possible answers, both automatic :
*1* Due to overwhelming emails we cannot answer you at this time bl abla bla.
*2* a generic email that says nothing but that your account will remain locked , and that you shall send them a bunch of other documents because you tons you already sent aren't suitable, or aren't yet sufficiant to prove that the 10 usd that M. X sent to your account are totally legit.
There are a lot of other means for electronic payments in the wild, not going to state any to avoid spam-like-posts, but i'm actually using 2 others and have no problems of whatsoever.