If it's 10 mill then buy a pin for 2 mill out of the 10 on the 117 via d stones. Make your pure p2p and xfer the rest via d stones. You gain free membership for a month and around 8 mill will very little chance of loosing it.
You can transfer the money from the 117 ->95 -> 55 then your account, through bounty hunter. You can use the D stone method (look it up on the forums) or party room, which would take some time.
Make it member and a few other acc and use it to xfer. You'll not lose anything anyway. Buy members using that acc is also a good way of "utilising" it.
Just Xfer a f2p item thats close to 50k but not over 50k and xfer it. Its not hard at all, ive gotten over 3m xfered in like 5 hours. Thats not shitty for the situation.Wish you could just still drop trade ffs.