Let me help you out with an alternative payment method.
You will use paypal.
You will have to use a site called Playerauctions that the big gold sellers use.
Basically they hold the buyers money like a middleman until you both confirm the item(s) were delivered.
Playerauctions will then proceed with sending you the money which takes about 3 days.
**Chargebacks will effect Playerauctions, NOT you so you will get your money even if PA is chargedback. Also, takes pics of trade happening to the buyer can't pull BS and try to say he didn't get, and Playerauctions will look at them and give you your money.