Have both, the actual level should be 99, but, Jagex wants to be "unique" in their own way and adds an extra 21 levels, so, yeah. Anyways, while I'm at it....how many tokens have you earned from 1 - 99 all together? :O.
I always plan on having a party then get to like 1k exp away, and all of like two friends are online and I don't feel like waiting. I guess if you have a lot of friends go for it lol.