homework help

[Almond Joy]

Can you use the terms of the 3 advantages and disadvantages of using credit, principal, 3 common type of credit available, co-signer, apr, finance charge, minimum payment to explain to me what credit is?

I really want a credit card, and if you can list me a recommendation on how to use credit wisely and to apply at least 3 consumer rights from the bill of rights of consumer? thanks