I got a second opinion from another global @Azie and it seems honestly there is no one we can pinpoint this on, so @WYD please refund Digital for the levels that were not completed.
In situations like this we can't exactly pinpoint it on anyone; with all the proof we've gathered we can't force either person to refund/take the blame. While I understand it's frustrating for you, it could either be miscommunication between worker & boss or you could of gotten desperate for money and wanted the worker to pay for the account. There's so many possibilities and I'm not blaming either person while saying this but rather saying anything could of happened.
Closed. If any other proof surfaces please feel free to PM it to me.