O: Woah is there any like lower level setups that would work because I don't see myself getting anywhere closed to that anytime soon lol maybe like a 60-50-60 or something?
Everyone's dream in staking is to make a lot of money right? Honestly, at those lower level builds you won't be making shit. Nobody is worth staking against at those levels and everyone is going to have similar builds as you. You won't be making much at all since its extremely hard to find higher risk stakes at those levels. Best thing to do is to make a maxed account with 1 pray.
In addition to all that - 1 pray/summ isn't even necessary as you won't get fights with anyone of significantly lower stats either way, you can simply take the highest levelled account you have and try to max it out. Or simply buy or rent an a maxed account.

