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Do you still use cash, or do you use cards and other electronic methods?

Discussion in 'Assets and Investment' started by Fendle, Apr 14, 2012.

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  1. Fendle

    Fendle Grand Master
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    Do you still use cash, or do you use cards and other electronic methods?
    This thread is just to ask do you guys still use physical money, like notes and coins. Or do you only really use your card to pay for items that you buy or other electronic items, I still use cash for the things I buy. This is because I find it easier to budget for things and I know how much I am spending, the only time I use my card is to buy things from the internet like clothes and other things or to use it in ATM machines to draw out cash. What do you guys use?
     
    Fendle, Apr 14, 2012
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  2. jenever_owns

    jenever_owns Active Member
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    Do you still use cash, or do you use cards and other electronic methods?
    I use old school coins and cash, else I will blow all my money ;S Now I can see what I spent :p
     
    jenever_owns, Apr 15, 2012
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  3. kmjt

    kmjt -.- The nocturnal life chose me -.-
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    Do you still use cash, or do you use cards and other electronic methods?
    I use cash on everything basically, assuming it isn't a very big purchase. Grocery shopping, new shoes, eating out etc. When I buy something bigger like a laptop I will use debit though.
     
    kmjt, Apr 15, 2012
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  4. Yenthe666

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    Do you still use cash, or do you use cards and other electronic methods?
    I pretty much use cash for everything.
    It'll give you a good idea of whats left and whats gone :)
     
    Yenthe666, Apr 15, 2012
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  5. slysteeler

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    Do you still use cash, or do you use cards and other electronic methods?
    I only ever use my debit card online, I find that I buy too much stuff when I use it, I prefer cash.
     
    slysteeler, Apr 15, 2012
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  6. Finlux

    Finlux Apprentice
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    Do you still use cash, or do you use cards and other electronic methods?
    Cash is king! I use cash for must of my things.
     
    Finlux, Apr 15, 2012
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  7. RESIISTANCE

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    Do you still use cash, or do you use cards and other electronic methods?
    debit for bigger purchases, But if I'm just out & about with friends I'll just use cash to grab something to eat etc. I do use my debit card alot online though lol
     
    RESIISTANCE, Apr 15, 2012
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  8. jcliu0

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    Do you still use cash, or do you use cards and other electronic methods?
    I rarely take cash on hand these days as I prefer using debit cards. It's convenient and you don't have to worry about losing physical cash. Unlike others, it works for me well because I am a wise spender.
     
    jcliu0, Apr 15, 2012
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  9. USNavy

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    Do you still use cash, or do you use cards and other electronic methods?
    never use cash anymore not really a point in having it now as 99% of the places you go to take plastic
     
    USNavy, Apr 15, 2012
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  10. Pockets

    Pockets Don't cheat the man in the glass.
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    Do you still use cash, or do you use cards and other electronic methods?
    Cash almost always. It's best for me and it helps the businesses too by not forcing them to pay the merchant fees that the card companies charge them.

    Some places also give a discount for paying in cash :D
     
    Pockets, Apr 15, 2012
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  11. stuffs

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    Do you still use cash, or do you use cards and other electronic methods?
    Seriously? I'm surprised literally every single response here has been "cash", especially considering several financially savvy people have responded.

    If you use cash for things, you're literally pissing away extra money you could have (unless you're at a place that charges more for paying with a card, such as some gas stations). Not only are credit/debit cards easier to use (and just as easy, if not easier, to keep track of if you're responsible), but you can earn money/free stuff by using the right credit cards.

    Rewards credit cards are amazing. You're going to be spending the money anyways, why not get some money back anyways? You don't even need good credit. Capital One has the Journey card, which is a student rewards card that gives 1% cash back on everything you buy, and then an additional 25% if you pay your bill on time. Since you should be paying your balance in full every month (Especially considering it's a student card, so it has a pretty brutal APR), that's an automatic 1.25% cash back on everything. Bank of America has a decent 1/2/3% (1% on everything, 2% on groceries, 3% on gas) card, but you need better credit for that. The Discover More card comes in a student and normal variety, and offers 1% on everything, and 5% on certain categories that change (This month it's restaurants, next month it's gas). You have to fill up your car with gas anyways, don't you? Use the Discover More card when you do. You pay $50 to fill up your car, and end up getting $2.50 just for using your card. Better yet, if you exchange your reward for gift cards, you can get an even better value. For example, $45 worth of rewards gets you a $50 Target card.

    Yes, credit cards are evil if you don't know how to use them responsibly. Yes, some places might charge you more to use a card (Because of merchant fees), but the majority of places nowadays won't. There's nothing to lose if you get a card with no annual fee and pay your balance off in full. You pay no fees, no interest, and you get paid to use your card.

    Not to mention, you pretty much need to get a credit card or two in order to help build your credit. Why not get a card that will actually be useful?
     
    stuffs, Apr 16, 2012
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  12. Busta305

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    Do you still use cash, or do you use cards and other electronic methods?
    I use credit card everywhere, only use cash when I have to.
     
    Busta305, Apr 16, 2012
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  13. theGuitarist

    theGuitarist Derpzilla

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    Do you still use cash, or do you use cards and other electronic methods?
    I mainly use credit cards and my debit card when I purchase stuff. It's much easier than carrying alot of cash at the time. I still have extra cash around just when a purchase is only a few dollars etc. Actually had a credit card since 16 and now have a $5000 balance on two. :) It's really helpful and useful but don't get carried away!
     
    theGuitarist, Apr 16, 2012
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  14. stuffs

    stuffs Guru

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    Do you still use cash, or do you use cards and other electronic methods?
    Do you mean balance or credit limit? :eek:
     
    stuffs, Apr 17, 2012
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  15. iHustle TreeZ

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    Do you still use cash, or do you use cards and other electronic methods?
    I use my debit card 95% of the time, only time I use cash is when i'm buying some weed(if only I could use debit though), I save more when using my debit cause if I have cash I want to spend it, lol but for the most part I use debit for gas/food/cigs/cloths -which is pretty much all I buy lmao.
     
    iHustle TreeZ, Apr 17, 2012
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  16. just un dude

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    Do you still use cash, or do you use cards and other electronic methods?
    I just use my bank card nearly always, rarely cash.

    I don't even own a credit card, props to me <3
    Though here it's not normal for everyone to have a credit card like in the USA I guess.
     
    just un dude, Apr 17, 2012
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  17. Fendle

    Fendle Grand Master
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    Do you still use cash, or do you use cards and other electronic methods?
    Don't you have a debit card, what is linked to your bank account?
     
    Fendle, Apr 17, 2012
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  18. Cicak Mage

    Cicak Mage Don’t Fear Me … Fear The Consequences.
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    Do you still use cash, or do you use cards and other electronic methods?
    I use cash for everything except online which is when I use WU/MoneyBookers/PayPal etc.
     
    Cicak Mage, Apr 17, 2012
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  19. Phenox

    Phenox Active Member
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    Do you still use cash, or do you use cards and other electronic methods?
    I use cash for small items in stores etc.. but nearly always my card
     
    Phenox, Apr 17, 2012
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  20. just un dude

    just un dude Hero
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    Do you still use cash, or do you use cards and other electronic methods?
    A bank card is a debit card :p
     
    just un dude, Apr 17, 2012
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