Using Western Union?

So... I have only used Paypal and i thought of using Western union instead.

Quick question for those familiar with WU,

Is it free?
Can you get [charge backs]?
Do you need a credit card?
Can you link your Bank account to it?
Does it take days to withdraw/deposit on it?

Any additional info would be greatly appreciated.

Thanks

 

Is it free? yeh, just like paypal
Can you get [charge backs]? No, once money is send, its send.
Do you need a credit card? Nope
Can you link your Bank account to it? No idea, think not.
Does it take days to withdraw/deposit on it? no. Let's say if my friend in Japan send me 100$ trough WU. 5 minutes later i can go to the post office to pick it up in USA ^^