[Denied] Actual Ironman Wealth Valuation

I personally don't feel this is entirely correct. You can do all the research in the world on a servicer but the reason why you choose to go to them in the first place is THEIR reputation.
Not the reputation of the workers they hire. Although their rep is built off of the workers they hire in some cases.
Any worker, at any point in time can weigh out the risk to reward and regardless of their deposit scam any account or multiple accounts if people choose not to change their passwords.

I do agree each case should and needs to be handled on a case-by-case basis and you can't just determine valuation based on the type of account it is. At the end of the day RWT and Services are against the games rules and if you choose to proceed with getting them done, then there has to be some sort of responsibility put on the customer to have them done the safest way possible.

 

So you're talking about after-the-fact? And the customer decides that they will leave their password as is, where multiple people know it?

Most service providers (if not all) have it stated in their ToS, or tell their clients that the customer should change their password immediately after the service is completed. If the customer chooses to go against this advice, then in my opinion that's on the customer. Sure, it's not on the customer that they got hacked and whomever hacked them (with proof) should be held accountable, but if the customer refuses to change their password after the service (especially if it breaks the services ToS to not do so) should also be held accountable.

If you're talking about during a service, then that's just a risk you have to be willing to take. I have personally never left wealth on an account that a deposit cannot cover. With Ironman, sure this is not a viable option because you can't trade off your items, but simply use a bank pin? They can't take anything you don't allow them to take if you have a bank pin?

 

Yeah so the client getting scammed after the fact would be in breach of the TOS, and in all honesty is pure stupidity not changing your password.
Yes you're also correct about the bank pin, although some services may be a total pain in the arse not having bank access it is a viable option.

 

Yeah, pretty much. A lot of people don't seem to actually read ToS, no matter how important they really are. They only read them after-the-fact of something not going their way.
As I said, I do believe that the service provider should be held responsible if an account is hacked by their worker, but I don't agree that there should be no onus on the customer as they did break ToS in that case and are not smart for deciding to leave their password the same.

And yep, you're definitely right about services making life difficult with a bank pin. But at the end of the day, they will generally still carry out the service (whether it be for a slightly higher rate, which was usually the case in my services). It's worth the whole 'not being hacked' thing.

 

I skipped through the entire thread but I imagine that the value of x item on an ironman is the cost of hiring a reputable service to re-obtain it

 

That’s extremely simple and makes a lot of sense.

That was the highlight of my post essentially. I was impressed with the conversation I had with Exxistential and wanted to share a suggestion.
Wether it is approved or denied I’m happy it has brought more attention to the matter.