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Car loan without proof of income

Discussion in 'General Discussion' started by dany925, Nov 18, 2016.

  1. dany925

    dany925 Active Member
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    Car loan without proof of income

    Can you get approved for a car loan,bestbuy credit card, target without proof of income ? I have good credit Imy just concerned I won't get accepted becuase i dont have proof of income.
    I really want a new car and I need more information before I even apply for a loan.
     
  2. Aroxez

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    Car loan without proof of income

    You need some sort of proof of income to be able to request a loan for a car, otherwise, how would you pay for it without consistent income? Getting approved for a car is more than just a credit score. They look at the duration you've been at your current employment, what your wage is, etc.. Being approved for a car loan you need all that, and good credit will help, especially to lower your interest rates.
     
  3. Heads447

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    Car loan without proof of income

    No, not possible. You're gonna need good credit (or know someone that has), show proof of consistent income, and a down payment.
     
  4. Fox

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    Car loan without proof of income

    My brother got denied for a loan without a proof of income. I tried to co-sign but even still they wouldn't allow it because he didn't have enough income as a full time student.
     
  5. Bulletproof

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    Car loan without proof of income

    you need a proof income even with a co signer. The good credit helps but it wont give you that loan without a proof of consistant income, go get a part time job and maybe have a parent co sign.
     
  6. 70i

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    Car loan without proof of income

    I think you can, but you have to put down a large portion.
     
  7. dany925

    dany925 Active Member
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    Car loan without proof of income

    I went to a dealership once with my dad and they asked us for a 10k down lol that's insane.
    I'm fucked then
     
  8. NCA

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    Car loan without proof of income

    Do you not get a wage slip? are you / your boss dodging the tax man :p ?

    How old are you because you also have to be a certain age to get a car out of fiance ( loan is different though )

    - If you're declined from a credit agency this will go down on your file for all other credit agencies to see too.
     
  9. MintyGreen

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    Car loan without proof of income

    Not possible lol
     
  10. Hahanerd

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    Car loan without proof of income

    Probably don't need a proof of income if you go to some sketch car dealer, but will need one if you go to a big dealership. Most times, if you have the money to put down, you'll be solid.
     
  11. dany925

    dany925 Active Member
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    Car loan without proof of income

    Ya shit load of interest too honestly dealerships fuck you over either way
     
  12. Hahanerd

    Hahanerd
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    Car loan without proof of income

    Yeah buying a car is the worst investment anyone can make, but people need cars. If anything you should look into leasing a vehicle.
     
  13. dany925

    dany925 Active Member
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    Car loan without proof of income

    OR you can just buy the car in cash but we're not that rich haha
     
  14. Hahanerd

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    Car loan without proof of income

    Lol speak for yourself.
     
  15. Aroxez

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    Car loan without proof of income

    Leasing and buying both have their pros and cons. Leasing = always have payments but then again buying = worry about loss of value

    Depends on your needs and what you'll use it for.
     
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