[Resolved]

[Bawls]

Scammer's profile link: [N]oob

Amount scammed: 2277 Account (1-2K USD)


Discord ID + Unique Discord ID: _pfchang /// 242439515371864065


Proof that it's their Discord: imgur.com


Explanation of the trade: 110% loan repayment + account insurance if banned [N]oob will likely send this directly to mod Pikachu as he claims his fame every time anyone mentions reporting him or calling him out. I heard Pikachu offered him an appeal in 30 days for his report from two days ago. This guy needs rehab, not appeals.


How they scammed: PF Chang would regularly ask me to borrow gold and items for a return + interest to fuel his gambling habits. I heard he got my friend for his ironman account and wanted to bring my problem to light. I wasn't aware he had a sythe account until now, or I would have already reported. I would regularly trade GP to [N]oob and he would return it. Example, lend 1B OSRS, he returns 1.1B OSRS. All was fine until he started getting RWT banned on all of his accounts regularly. I told him I couldn't loan him anymore so he guaranteed he'd "insure" my 2277 account. I felt bad for him. He proceeded to take a 5B loan and I lost my (childhood) 2277 account to his shenanigan's. He paid me back 5B over a few weeks time but told me he couldn't hold his word to refund my account value anymore. He claimed financial struggles due to medication and school. He would then continue to ask me for items claiming he needed to do inferno capes and such with the intent to gamble them. He's a lost cause and a POS friend.


Other relevant trade screenshots:

Proof of insurance prior to loan: imgur.com

My account status: imgur.com

imgur.com

imgur.com

imgur.com

 

[[N]oob]

Frankly I was never your friend and this is a pathetic attempt at Mccune's discord to retaliate against me. Why else would you report this 5 months later? You were fully aware of my sythe profile so nice edit. You were compensated for the gp value borrowed and given your 10% interest on the loan. You played the game with me and knew the risk associated with staking. You lost your account which I was apologetic for at the time and even attempted to further compensate you but you chose to ignore me so I didn't inquire further. Play stupid games win stupid prizes. Stop being vengeful at me gewns (Mccune's clan) and grow up. I must be living rent free in all of ya'lls heads or something

 

@Bawls was there any concrete promise/deal made here?
He mentioned he would refund you if he would get you banned.
You then mentioned he can't refund an account you've had for 23 years.

You proceeded anyway afterwards, so what was the agreement?

 

[Bawls]

Response to Zora:


> The concrete promise is here: imgur.com


> Correct, he did mention he would refund me if banned. I made the statement "you can't refund a childhood account that's 23+ years old". There is no value beyond sentimental value for the age of the account. There is however, a true value to the account itself being 2277 total. This report does not include the value of my two letter name that was lost along with the account.


> I proceeded to loan [N]oob because he said he would refund me if anything went south, and he was my friend.


> The agreement was as he stated. He would refund if I experienced any loss due to his gambling habits. He also confirms this with his own messages stating he can only pay me back if I loan him gear for services. I chose to not loan him, due to anything he touches / trading becoming banned.

imgur.com

 

[Bawls]

Frankly I was never your friend and this is a pathetic attempt at Mccune's discord to retaliate against me. Why else would you report this 5 months later? You were fully aware of my sythe profile so nice edit. You were compensated for the gp value borrowed and given your 10% interest on the loan. You played the game with me and knew the risk associated with staking. You lost your account which I was apologetic for at the time and even attempted to further compensate you but you chose to ignore me so I didn't inquire further. Play stupid games win stupid prizes. Stop being vengeful at me gewns (Mccune's clan) and grow up. I must be living rent free in all of ya'lls heads or something

Response to [N]oob:


> [N]oob claims we are not friends to "lessen" the offence - regardless of being friends or not, you should not be scamming people.


> You keep bringing up McCune's discord with this condescending tone but let's be clear here - you were a part of that discord for the last three years and you're not a part of it now because you were kicked from it. Imagine how shady of a person you must be to be kicked from McCune's discord.


> I am reporting this 5 months later due to not knowing you had a Sythe account and giving you ample time to pay me back for my max main. Yes, my childhood account is gone but we all know you can buy and sell 2277 accounts. I did not expect him to come up with $1-2K USD overnight. I figured it would take a few months.


> I was compensated for the original loan, but not my account as promised.


> I played the game with [N]oob and refused to loan further to avoid bans. That's when he assured his insurance.


> You were apologetic for my account loss but have yet to compensate for it. Your request was for a further loan of nearly 2B (twisted bow) to begin services to pay me back. I obviously was not trading you anymore gold - does that validate not paying? I should not have to further invest in your foolery to be paid back.


> Yes, you do live “rent free” in my head. You haven’t paid me, and that’s the problem we’re discussing. Pay your bills.

 

[[N]oob]

I'll avoid ad hominems towards you from henceforth as earlier in the morning this made me irritable. Bawls, there was no explicit agreement in terms of compensation. I was damn apologetic about you getting banned originally, but how you and gewns (Mccune's clan) are attempting to attack me and defame me for the staking that I struggled with (despite being asked in that discord to stake for everybody, including LDS my original accuser AND you) has caused me to become rather apathetic to these sympathies. Where is our explicit TOS with how much I would compensate you? You don't get to retroactively throw a price tag of 1-2k as the amount owed after months of ignoring me. As stated in my previous post, I attempted to reach out and compensate you further out of an apologetic gesture. You could have responded and worked something out with me but instead, you ignored me and are now popping up 5 months later in this attempt. We had no explicit TOS with regards to compensating your childhood account. You proceeded further after claiming I couldn't compensate you for a 23 year old account anyway, thereby implying you knew the risk associated with having loaned me the money. You weren't slighted by me or scammed, you literally watched me livestream the stake session above all else. Stop trying to paint me as some gambling addict lying to borrow money. I was always explicit and upfront regarding if my request would be used for staking as evidenced further by Mccune's screen shots that you somehow conveniently got. I must be living rent free in his head as well.

 

Response to Zora:


> The concrete promise is here: imgur.com


> Correct, he did mention he would refund me if banned. I made the statement "you can't refund a childhood account that's 23+ years old". There is no value beyond sentimental value for the age of the account. There is however, a true value to the account itself being 2277 total. This report does not include the value of my two letter name that was lost along with the account.


> I proceeded to loan [N]oob because he said he would refund me if anything went south, and he was my friend.


> The agreement was as he stated. He would refund if I experienced any loss due to his gambling habits. He also confirms this with his own messages stating he can only pay me back if I loan him gear for services. I chose to not loan him, due to anything he touches / trading becoming banned.

imgur.com

Please share the chat logs between him asking for the 5b loan and you trading him this. If it contains sensitive info feel free to report my post and submit it there.

 

[[N]oob]

I have nothing to hide, I will provide zora with the entirety of our chat logs bawls

 

[Bawls]

Please share the chat logs between him asking for the 5b loan and you trading him this. If it contains sensitive info feel free to report my post and submit it there.

PMed you full chat log gif through report option

 

Thank you both for providing the full conversation.
I'll summarize what happened:
- PFCHANG (@[N]oob) asked for a loan, in which Bawls (@Bawls) said transferring gp will get him banned. Pfchang then said he would refund Bawls, although no amount or concrete promise was specified. Bawls said that it was not possible to refund a 23 year old account, in which Pfchang replied that it would be the last loan for a while. Bawls then said he'd do it. (https://i.imgur.com/sR4slg3.png + https://i.imgur.com/ifWFRse.png)
- The next day Bawls got banned, Pfchang did not. Pfchang said that he doesn't know how to compensate Bawls. The next few days Pfchang paid back the loan + interest he owed. Pfchang then asked for new loans to complete services with so he could compensate Bawls for the bans.

After carefully reviewing all this, I've come to the conclusion that Pfchang does not have to compensate Bawls any further. It was never specified nor agreed upon how Pfchang would compensate Bawls in case a ban occurred. Technically by Pfchang paying back more than was owed , he already compensated Bawls.