Favorite investments?

Your best bet is to purchase a home. Here in Las Vegas homes are going for cheap as $20,000. Around 3 years ago these same homes were well worth over $100,000. If you were to hold on to one for seven years your most likely to quadruple+ your investment. Chances are the home market will recover and you have seven years to wait for that to happen. Doing something like this will give you near zero risk. The land and home will always hold value.

 

In my humble opinion, I don't think that real estate will ever make a come back, at least not to the extent that people think. In order for people to be able to afford homes the economy has to be in the rebound.. which at the rate the US is going ( I'm assuming you want to invest in real estate in the usa) investing in real estate is no longer worth it, unless you just want the monthly rent over time. Roughly a decade ago, a moderate house in southern california was around 150k-200k and at its peak over 600-700k lol. Lmfao if houses make a full recovery then I'm pretty sure everyone and their grandmothers are going to dump their properties and that will be the end of the USA. Personally I think shorting stocks at peaks and buying low would be the fastest way or... maybe chinese currency for something long term considering how undervalued their currency is. yup invest in the yellow bastards. just my .02.

 

A while ago I bought several hundreds of shares or Bac (bank of america), I bought for an extremely cheap price around 4 dollars, and it jumped up to around 20 bucks. I sold it and made a few thousand dollars, pretty good investment for a 15 year old =D

 

I was going to buy those too! when it was at 4 dollars! I dended up not buying, but I did buy siri stocks at $.37 In july of 09. Recently sold last month at 2.40 By far my best gain ever % wise. Ford was also a good investment back around december of 08. I think that most of the stocks that rebounded the way they did are a thing of the past. The market is now relativly stable imo; I think investing in the undervalued chineese $$ would be a good investment at the moment (as stated above).

 

I agree with above post, although chinese currency wouldnt be my choice. Def going to be opening an account with a large amount in foreign small cap businesses shortly.

Opening my TD ameritrade brokerage, i'll keep you guys informed of how it all goes if anyone cares to know.

 

I invest for the long term. Currently gathering up money to invest in silver.

 

Silver is a pretty terrible investment choice.... precious metals in general are pretty bad ideas when you have a likely market rebound.

 

In my area the realestate market has went to shit. Short sales are at a maximum and the lenders are asking market price for them, as for the contracting side, huge communities that are in the midst of being built are either going bankrupt or are being put on hold. Thus meaning sub-contractors that are relying on the big builders to give them work are suffering. Custom home building is relatively good at the moment since only people who are financially fit are building new homes. a college student that has just graduated can find a house suitable for 2-3 people can buy a house for 10-15k. Some investments i have considered are gold and oil. Gold rates are extremely high and rising as are oil.

 

Silver is said to go up to $1500 a share in 10 years, and gold up to $5000 a share.

 

What do you mean by "share"? Precious metals are typically priced at the ounce, not by a share, so not sure where you got those estimates ; )

 

I would avoid gold at all costs. Its hugely overpriced right now given the feable economic situation in the states, but as soon as the market turns around (which it should soon, depending on the outcome of the Aug 2 debt discussion deadlines), gold will fall again. In instances of inflation and poor economies, gold is usually horded and rises. Once the situation betters, gold drops. Its a pretty historical trend. If you want gold, buy it after the market has made a comeback and stabilized.

 

Infracted for double post, thanks.
In all seriousness, though, only buy gold or silver if you think the situation in Europe and the debt issue in America will lead to a double dip recession.

 

/agreement. I suspect that everything will play out alright with the talks stateside, so I am avoiding gold. Really might consider some REI's as well depending on the outcome of said deadline.

 

That's what I meant. I am going to invest in commodities as they tend to rise. Gold is too expensive for me.. and so is oil.

 

Well I'm not sure how the housing market is in the States, but here in Canada especially in the Toronto area there's been a growth of the average dwelling cost but is expected to drop within the next year by 10%. I would advise investing into things that cannot drop regardless of the market and unemployment.

Example?: Toothpaste, something like that ~ gradual guaranteed income. There's actually a guy in my city who was able to retire at a young age beginning with a $50 investment. He was recently at the public library talking about how he did it and it was safe things as I mentioned he invested in to become so wealthy.

Edit one final note: The only thing people are going to accept for goods once we get to a point where we're wheel barrowing thousands of dollar bills to buy a loaf of bread, is going to be gold.

 

INVESTMENTS <333

Ok, that fangasm is over.

For those that know me, which is most likely no one. I am currently a graduate student studying finance and working as an analyst for a corporation. I have passed level I of the CFA charter as well. So my feet,body, arms, and everything is all soaked up in the investment world. I am a VERY aggressive investor. I will thrash the markets and ride each wave. Yes, this is risky, but a well diversified and calculated portfolio should not have to worry.

Long Term:
I have one mutual fund that is working with commodity markets and REITS. This provides me a conservative asset growth module of around 5% per year. Great for my retirement to say the least. I also have a good handful of VERY risky(we are noting betas around 2 and NAVs that are off the chart) bonds from corporations going on expansion projects. I tend to gravitate towards the callable bonds, as this have a good chance to not get busted out.

Short Term:
I invest in commodities mainly. Futures are the wave of my future, my thesis is on futures and the virtual economies. How I invest in futures, however, is not by speculating. Speculating is great if you want to gamble without any sort of mathmatical backup. I do a lot of TYT orders with the boards to make sure the ticker points will not be costing a lot. To those that want to get into futures, I will warn you, this is an extremely volatile place. I have lost a good portion of investments just from days/hours/a week worth of watching this.

Stocks - I tend to gravitate towards small business corporations with a great portfolio of actions for the upcoming years. These stocks are extremely aggressive and depending how they utilize market risks, can pay off. With small business investments, I also will go into more volatile corporations(IBM) with options. Options, for those that do not know, will lock in a price to save a person from a dented loss.

REITS - I am not a huge fan of these. My mutual fund, however, does contain a little portion of them.

CDs - Rubbish. Never go get these. You mine as well plant your money into the dirt and hope for a tree.

Money Market/any saving account - Rubbish again. See above.

If anyone does need investment advice, feel free to message me.

 

For the long term, take a few Blue Chip tech stocks, EG, Apple & Google, but make sure to juggle your portfolio around with the latest revolutionary release - The iPhone 5 is expected to come with an up to 10% boost to apple stock.

Also a few slow growing commodities with low elasticity, EG bread, cereal, toothpaste, and so on.

Then you might want to back it up with some investment that wont change at all, or wait for gold fall and stock up on a few grands worth and see how far you can go if there is another recession - Not necessarily a double dip, just a small bubble or something.

 

I am starting to think no one knows how to invest in commodities in this thread.

 

Agreed.

Also, let's say the world economy does crash, everything goes to shit, and there's looters everywhere. You wouldn't be able to buy fresh water with your gold.

 

Post recession growth shouldn't be expected to raise to pre recession levels simply due to the fact that at that that growth level is what caused the sub prime bubble in the first place.