Need Thoughts/Help/Feedback

Discussion in 'Archives' started by Deacon Frost, Jan 27, 2011.

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Need Thoughts/Help/Feedback
  1. Unread #1 - Jan 27, 2011 at 9:19 PM
  2. Deacon Frost
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    Need Thoughts/Help/Feedback

    Ok, so Xiang (hey guys' name I'm presuming :p) suggested I post one of these to sort of get a good collective approach going. Normally, I'd deal with this kind of situation on my own, but I figure an outside bit of assistance may just be the help I need. Positive thinking :p.

    Anyways, here's my full situation (tl;dr summary later):

    My Fiancee and I are planning on moving in together on April 19th. Currently, I live with my mother after returning from living with my brother just last year. It was to be a temporary lay over, but I met my fiancee, so now we are trying to get to where we can live together when she turns 18. Currently, she's in the foster care system with parents who she had a really strong bond with, but recently told her that she either has to stay living there so they can collect money from the government, or they will kick her out, and she will end up going into lockup since there's no families available for her to live with.

    The family she is currently with is nice, but they're the greedy baptist kind of people who pretend to be nice to your face, but actually have alternate intentions. Not something I like my fiancee, who is bi-polar and prone to anxiety attacks, to be involved in. It is not good for her health, which is in turn bad for mine :p.

    Anyways, so we need a place to live within the next 2 months, preferably a month, so my commute isn't so bad and she can spend as much time away from her home as possible.

    To make matters worse, I am in horrible debt. I have college loans I have to pay off since I had to stop going to college because I couldn't pay for the following semesters tuition, and now I have a 1k$ doctor's bill, I owe 2k$ to my brother, and I need 700$+ in a monthish. It's doable, but difficult as hell with a 7k+$ debt. (being that I'm only 21, have no car, and no place of my own, that's pretty bad ;)).

    (Summary)The issue comes right down to money. It always does in my life, or so it seems. I currently drive my mom's car, which is taking a beating from all the driving I have to do. Not to mention the cost of gas, and such. All in all, I just need ideas for paying off my debt, getting enough money to move out, save up for a wedding by the end of the year, etc etc.

    Oh, if anyone knows anything about cars, the rear hatch of the vehicle I drive will not shut (in this winter weather, that's bad). From what I see, it looks like the latch won't unlock for it to shut, but there's no key hole to manually do that, so if you know how to fix it, please tell me :p.

    Right now, I'm doing the following:

    I work at Taco Bell and am a manager in training to up my hourly pay, and in hopes of making a somewhat stable career to pay off everything.

    I work at Leapforce when I'm not at taco bell to make enough money to have the extras I need (living amenities).

    I'm developing a website to try and get additional income there, or at least something that entertains me.

    I work freelance jobs to save up and hopefully have enough to buy a car in the near future.

    I shoveled driveways yesterday, and made 20$, which paid for my gas to go to work today and make 28$. Lol.

    Any advice or ideas appreciated. Writing this thread pretty much put some thoughts into perspective, and gave me ideas... but feedback welcome, as well as relevant stories with happy endings :p.
     
  3. Unread #2 - Jan 28, 2011 at 12:31 AM
  4. JohnK
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    Need Thoughts/Help/Feedback

    sheesh, tough going! Is there any type of business on sythe you could do? Bot accounts on the side maybe? I really have no idea. Hang in there!
     
  5. Unread #3 - Jan 28, 2011 at 12:47 AM
  6. Josh0is0here
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    Need Thoughts/Help/Feedback

    Deacon, ever thought about opening maybe a written paper service again??? As for you personal advice, I think you doing very well if you keep up your determination to work as it is right now. Then your website should be awesome when you finish it. Your still young, debt is only temporary and if you have a girl you really like anything is possible.
     
  7. Unread #4 - Jan 28, 2011 at 8:06 AM
  8. pigbow
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    Need Thoughts/Help/Feedback

    First of all, get to know people, talk to your friends about it, this is the best solution.

    Out of 300 people you may know closely, or from far, at least 10 of them should have something for you to do on the side to make some extra bucks.

    Second, try talking to your mom about it, maybe she could help in some sort.

    Third, try to find a job online? That would be nice, or try opening something big like you are doing which would attract users.

    Hope I helped.
     
  9. Unread #5 - Jan 28, 2011 at 9:23 AM
  10. kmjt
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    Need Thoughts/Help/Feedback

    It doesn't sound like your in a good position to have your own place if your already in so much debt. You can continue to live with your mother (for free?) and your fiance can continue to live with her foster parents (avoids her family drama.) Why put yourself in more debt when you can live for free?
     
  11. Unread #6 - Jan 28, 2011 at 10:52 AM
  12. Deacon Frost
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    Need Thoughts/Help/Feedback

    Not really anything I can do on Sythe that would equate to the amount of money I'm already earning online.

    I have considered writing essays and such again, but no one would be able to afford the amount I would charge. You're right though, which is why I'm not losing my head :p.

    I'm 21, not 12 :p. Lol. I make 13.50/hr working for google, 7.75/hr working for taco bell, 10/hr shoveling driveways... Not really much else I can do that would equate to a good amount, unless I had a rich friend who would pay off my debt, and I could inturn pay them (with interest) which would be easier, honestly.

    I do have a job online, I'll be getting another one soon, but that costs me money to do, which I just don't have to invest. My mom is broker than I am, and she has her own life to go about, I wouldn't even consider asking for a $1 from a disabled woman who can't work :p.

    I can't continue living here for free, and neither can my fiancee. Her foster parents make $800/mth off her living there, and she's forced to have a job at McDonalds and pay them even more money for amenities. Her staying there causes more drama and stress on her, and my family is moving to Virginia Beach, which is 700+ miles away... not plausible for me to move there.

    The only option is finding a cheap place to rent and work my ass off to pay for this... at least... that's the only thing I can figure out.

    I just added up all my debts too... $8600.00 :(... er, plus $2k for my brother... so about $10,600
     
  13. Unread #7 - Jan 28, 2011 at 11:06 AM
  14. life3
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    Need Thoughts/Help/Feedback

    Hey Deacon Frost,

    I’d just like to add that I think what your trying to do for your fiancé is wonderful in a way and wish you the best of luck doing so. Some suggestions I have to recommend are:

    1)talk to family/friends/etc who might have job openings where they work at, and maybe you can apply there. Should be better then working at taco bell.
    2)You said your fiancé already is working, don’t you think that you two would be able to manage to split the fees for living together for temporarily.
    3)For your loan trouble try to find a cheaper bank with a lower interest rate, take out a loan from that bank and pay off the current loan (the one with higher interest).

    Another alternative is that you continue to say living with your mother and have your fianace move in with you guys. I know you stated that your mother is unable to afford the costs etc, but that’s what you can do with the money you make from work and maybe use the rent money towards food etc?

    I'd just like to add just because your in debt, you shouldn't feel crummy/bad about yourself and I trully hope that things seem to take a turn for you.
     
  15. Unread #8 - Jan 28, 2011 at 11:53 AM
  16. Nyx
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    Need Thoughts/Help/Feedback

    Perhaps you could try to find a more profitable job? And you could buy some bots and sell starter accounts at Sythe/offer botting services. That brings in more than you'd think when I look around here.
     
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