paypal question

I have been scammed by paypal lots time... I heard the gift option can't charge back the money, anyone know is this true. Anyone got charged back by paypal(gift option) before?

 

The can charge it back if they use a credit card by calling their company and saying that someone hacked their paypal.

 

so i'm safe if they are senting money with bank account, paypal balance or debit cards.?

 

They can call there bank to reverse it I think. Debit cards not sure of. Paypal balance is funded by the credit card if they verifyed there paypal with a CC.

 

Yes you're safe from chargebacks if the account is funded bia bank account, since a chargeback is when someone basically steals your credit card number and makes a purchase with it, so you're forced to call your credit card company to tell them about this and cancel the transaction; therefore regaining funds. However, you can't steal a bank account, at least not through Paypal because Paypal requires you to verify the amounts they deposited into your bank account in order to verify your Paypal account and use bank funding.

 

So the gift card option is not safe?

How can i tell it's a credit fund or bank account fund?

 

Tell them to claim and cancel. Then they cannot get money back.

 

lol you don't know paypal at all, please don't give me wrong information...

 

If they send by gift and it is funded by a bank OR credit/debit card they can chargeback.

 

ohh ok so their don't have safe way to use paypal?

 

The only way to tell is if you ask them. You can only hope for a safe buyer. I think debit cards are safe because you really can'y call visa and ask them to charge back or something.

 

thanks for the informations...

 

I'll tell you from experience, gift payments, payment owed payments, and even C&C payments can be reversed. Just the other day I had someone send as payment owed (you can't claim these payments from the resolution center), however the payment was still reversed as he filed an unauthorized claim and had paypal investigate saying his paypal had been compromised.

 

He was probably using a C and C to verify his paypal. He probably called his company and had them charge it back through paypal.

 

He Used a stolen paypal to purchase your item(s).


The Only way you wont get charged back is if they have it bank balanced or Norm Balance. Make sure there paypal isnt stolen, by checking the email. Ask Them Questions, Make them wrote a Note including he wont chargeback, etc.

 

http://www.sythe.org/showthread.php?t=664625

A guide I wrote to not get scammed by paypal. just refer to this.

 

well i last time i done a trade with paypal and it's his paypal account plus wrote the note won't charge back... but few days later he still can get the the money...

 

Not necessarily, when he files an unauthorized claim paypal wants you to show proof of shipping/proof of refund/going to refund, and since most people are dealing with virtual items you can't show proof of shipping and thus paypal will just come to the conclusion that his paypal actually had been compromised and reverse the payment.

 

thanks for the information

 

^^yeah. they basicly report fraud on their account, and you get screwed