Common Payment Methods?

Hey guys, created an ebay account yesterday as I saw a lot of people selling FIFA COINS on there. Well i got banned, with no warning. Hopefully will sort this out and say I was not aware I caused a infringement because loads of other people selling these even though I was aware, hopefully ill get off with a warning.

However, If I do not get off with a warning. My paypal will become limited, therefore I will need a new payment method. I want a method where it is easy to transfer money to your bank, but is also commonly used on sites such as this and gumtree etc

Parent's told me that I could get banned as i was a new member of ebay, however this might work in my favour. They said they have heard of western union?

Anyone have any suggestions?