Paypal Help

So i just verified my paypal, i am wondering something.

Say i want to send a bank funded payment. ( Not an e cheque ).

So lets say i got x amount of money sitting in the verified bank account registered to paypal. I make a payment to person z. if i have a verified credit card on the account, will the payment send instantly or will it take like a week to clear like an e cheque?

And will this payment come up on my visa?

( I am tired of my visa bill coming up with all this PAYPAL *** things on it, my dad just shakes his head and is like wtf are u doing. I don't want that haha i want to strictly just pay with my bank account! )

 

It is taken out of your Paypal account, not the card nor your RL bank account. Also, it's instant.